1.1 The Nü Savings Group (NSG) is committed to safeguarding the privacy of 'The User' (anyone engaging with our company, in any capacity and covers, incorporated and unincorporated entities), suppliers (defined as any entity we may introduce 'The User' to, or maybe present on any quotes or illustrations) and other parties (e.g. such as an employee, agent, affiliate or introducer regardless of whether they have an independent legal status).
1.2 This policy applies where we are acting as a data controller with respect to the personal data of our clients, prospective
clients, 'suppliers' and other parties whose data we may collect in the normal course of business; in other words, where we determine the purposes and means of the processing of that personal data where:
Processing is necessary to meet contractual obligations entered into by the data subject
Processing is necessary to comply with legal obligations of the controller processing is for the purposes of legitimate
interests pursued by the controller
1.3 Our website incorporates privacy controls that affect how we will process your personal data. By using the privacy controls, you can specify whether you would like to receive direct marketing communications and limit the publication of your information. You can access the privacy controls via https://www.nsg.org.uk
1.4 In this policy, “we”, “us” and “our” refer to 'NSG'
HOW WE USE YOUR PERSONAL DATA
2.1 In this Section we have set out
1. the general categories of personal data that we may process;
2. the purposes for which we may process personal data;
3. and the legal bases of the processing.
2.2 We may process data about your use of our website and services (“website usage data”). The usage data may include:
1. your IP address;
2. geographical location;
3. browser type and version;
4. operating system;
5. referral source;
6. length of visit;
7. page views and;
8. website navigation paths.
As well as information about the timing, frequency and pattern of your service use.
This website usage data may be processed for the purposes of analysing the use of the website and services. The legal basis for
this processing is our legitimate interests, namely monitoring and improving our website experience and services.
2.3 We may process your account data (“account data”). The account data may include your name and email address.
The account data may be processed for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining back-ups of our databases and communicating with you. The legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.
2.4 We may process your personal data that are provided in the course of the use of our services (“service data”). The service data may be processed for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining backups of our databases and communicating with you. The legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract
2.5 We may process information contained in any enquiry you submit to us regarding goods and/or services (“prospect data”).
The data may be processed for the purposes of offering, marketing and selling relevant goods and/or services to you. The legal basis for this processing is consent.
2.6 We may process data sourced from a third-party supplier (“prospect data”), relating to an individual that has an interest in
buying energy and managing their energy effectively, water, telecoms and other associated services. The data may be processed for the purposes of offering, marketing and selling relevant goods and/or services. Individuals associated with energy, water, fiber broadband, telecom, merchant services, or other facility spend within their businesses, have an expectation that NSG will communicate with them – offering to provide value through NSG products, services, and compliance services. The legal basis for this processing is our legitimate interests, namely as a third-party intermediary for business utilities and energy services, NSG will contact businesses within the UK, in order to provide energy management, broker energy procurement and associated facility services for their business needs. Notwithstanding any signed Letter of Authority or otherwise provides consent for NSG to provide comparisons, tenders or quotations.
2.7 We may process information relating to transactions, including purchases of goods and services, that you enter into with us
and/or through our website (“transaction data”). Our website provides price comparison services for energy. We will collect
transaction data from you when you access our price comparison services. The transaction data may include your contact details and the transaction details. The transaction data may be processed for the purpose of supplying the purchased goods and services and keeping proper records of those transactions. The legal basis for this processing is the performance of a contract between you and us, to provide you with a realistic indication of prices available to you and/or taking steps, at your request, to enter into such a contract and our legitimate interests, namely our interest in the proper administration of our website and business.
MANAGING YOUR DATA
2.8 We may process your personal data that are provided in the course of employment (“employee data”) details are contained within its own privacy notice.
2.9 We may process your personal data that are provided in the course of a job application (“applicant data”) in line with our
2.10 We may process information that you provide to us for the purpose of subscribing to our email notifications and/or
newsletters (“marketing data”). The data may be processed for the purposes of sending you the relevant notifications and/or
newsletters. The legal basis for this processing is consent
2.11 We may process information contained in or relating to any communication that you send to us (“correspondence data”).
The correspondence data may include the communication content and metadata associated with the communication. Our website will generate the metadata associated with communications made using the website contact forms. The correspondence data may be processed for the purposes of communicating with you and record-keeping. The legal basis for this processing is our legitimate interests, namely the proper administration of our website and business and communications with users.
2.12 We may process any of your personal data identified in this policy where necessary for the establishment, exercise, or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure. The legal basis for this processing is our legitimate interests, namely the protection and assertion of our legal rights, your legal rights, and the legal rights of others.
2.13 We may process any of your personal data identified in this policy where necessary for the purposes of obtaining or
maintaining insurance coverage, managing risks, or obtaining professional advice. The legal basis for this processing is our
legitimate interests, namely the proper protection of our business against risks.
2.14 In addition to the specific purposes for which we may process your personal data set out in this Section, we may also process any of your personal data where such processing is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.
2.15 Please do not supply any other person’s personal data to us, unless we prompt you to do so.
PROVIDING YOUR PERSONAL DATA TO OTHERS
3.1 We may disclose your personal data to any member of our group of companies (this means our Parent Company and all
its subsidiaries) insofar as reasonably necessary for the purposes, and on the legal basis, set out in this policy,
3.2 We may disclose your personal data to a credit reference agency to determine your credit score, if not already undertaken by a supplier. This action is necessary because all suppliers have different criteria on accepting new business.
3.3 We may disclose your personal data to a regulatory authority where it is forced or deems it necessary, in the course of meeting a supply licence requirement or in matters relating to crime (police etc.,) fraud prevention, detection or other legal concerns,
3.4 We may disclose your personal data to our insurers and/or professional advisers insofar as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.
3.5 We may disclose personal data to our suppliers or subcontractors insofar as reasonably necessary for the performance of a
contract between you and us and/or taking steps, at your request, to enter into such a contract. When using our proposed online price comparison service in the future, we will provide your personal information to the suppliers whose products and services are listed on our website and any future apps to help them provide quotes and to carry out your switch. When you buy products or services from these suppliers, their own privacy policies will apply to how they use your personal information.
3.6 In addition to the specific disclosures of personal data set out in this Section, we may disclose your personal data where
such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person. We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.
INTERNATIONAL TRANSFERS OF YOUR PERSONAL DATA
In this Section, we provide information about the circumstances in which your personal data may be transferred to countries outside the European Economic Area (EEA).
4.1 We and our other group companies have offices and facilities in the United Kingdom.
4.2 You acknowledge that personal data that you submit for publication through our website or services may be available, via the internet, around the world. We cannot prevent the use (or misuse) of such personal data by others.
SAFEGUARDING, RETAINING AND DELETING PERSONAL DATA
This Section sets out our data safeguarding and retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal data.
5.1 Safeguarding protocols:
Personal Data is kept to an absolute minimum, we do not hold any data that is not required to support the legitimate interest of
our business and those of our clients.
Data as a default will be encrypted and transferred securely when in transit.
5.2 Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or
5.3 We will retain your personal data as follows:
'Website usage data' is retained for 3 years;
‘Account data’ from an active client is retained for 6 years for terminated clients to comply with financial legislation;
‘Service data’ from an active client for 6 years for terminated clients to comply with financial legislation;
‘Prospect data’ is retained for 6 years for terminated clients as it is in NSG's legitimate interests, namely the proper defence of the business against possible litigation. This includes but is not limited to fraud;
‘Transaction data’ is retained for 6 years for terminated clients to comply with financial legislation;
‘Marketing data’ is retained for 2 years for non-client contacts;
‘Correspondence data’ is not retained beyond the termination of contracts;
‘Employee data’ is retained for up to 7 years, to comply with our legal obligation;
'Applicant Data' retention periods are set out in our applicant privacy notice.
5.4 Notwithstanding the other provisions of this Section, we may retain your personal data where such retention is necessary
for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of
another natural person.
6.1 In this Section, we have summarised the rights that you have under data protection law. Some of the rights are complex, and not all of the details have been included in our summaries. Accordingly, you should read the relevant laws and guidance from the regulatory authorities for a full explanation of these rights.
6.2 Your principal rights under data protection law are:
the right to access;
the right to rectification;
the right to erasure;
the right to restrict processing;
the right to object to processing;
the right to data portability;
the right to complain to a supervisory authority; and
the right to withdraw consent.
6.3 You have the right to confirmation as to whether or not we process your personal data and, where we do, access to the personal data, together with certain additional information. That additional information includes details of the purposes of the processing, the categories of personal data concerned and the recipients of the personal data. Providing the rights and freedoms of others are not affected, we will supply you with a copy of your personal data. The first copy will be provided free of charge, but additional copies may be subject to a reasonable fee as per the Freedom of Information (FOI) Act.
6.4 You have the right to have any inaccurate personal data about you rectified and, taking into account the purposes of the
processing, to have any incomplete personal data about you completed.
6.5 In some circumstances you have the right to the erasure of your personal data without undue delay. Those circumstances include:
The personal data is no longer necessary in relation to the purposes for which it was collected or otherwise processed;
you withdraw consent to consent-based processing;
you object to the processing under certain rules of applicable data protection law;
the processing is for direct marketing purposes;
and the personal data have been unlawfully processed.
However, there are exclusions of the right to erasure. The general exclusions include where processing is necessary:
for exercising the right of freedom of expression and information;
for compliance with a legal obligation;
or for the establishment, exercise or defence of legal claims.
6.6 In some circumstances you have the right to restrict the processing of your personal data. Those circumstances are: you contest the accuracy of the personal data; processing is unlawful but you oppose erasure; we no longer need the personal data for the purposes of our processing, but you require personal data for the establishment, exercise or defence of legal claims; and you have objected to processing, pending the verification of that objection. Where processing has been restricted on this basis, we may continue to store your personal data. However, we will only otherwise process it: with your consent; for the establishment, exercise or defence of legal claims; for the protection of the rights of another natural or legal person; or for reasons of important public interest.
6.7 You have the right to object to our processing of your personal data on grounds relating to your particular situation, but only to the extent that the legal basis for the processing is that the processing is necessary for: the performance of a task carried out in the public interest or in the exercise of any official authority vested in us; or the purposes of the legitimate interests pursued by us or by a third party. If you make such an objection, we will cease to process the personal information unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing is for the establishment, exercise or defence of legal claims.
6.8 You have the right to object to our processing of your personal data for direct marketing purposes (including profiling for
direct marketing purposes). If you make such an objection, we will cease to process your personal data for this purpose.
6.9 You have the right to object to our processing of your personal data for scientific or historical research purposes or
statistical purposes; on grounds relating to your particular situation unless the processing is necessary for the performance of a
task carried out for reasons of public interest.
6.10 To the extent that the legal basis for our processing of your personal data is:
that the processing is necessary for the performance of a contract to which you are a party or in order to take steps at your request prior to entering into a contract, and such processing is carried out by automated means, you have the right to receive your personal data from us in a structured, commonly used in a machine-readable format. However, this right does not apply where it would adversely affect the rights and freedoms of others.
6.11 If you consider that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your habitual residence, your place of work or the place of the alleged infringement.
6.12 To the extent that the legal basis for our processing of your personal information is consent, you have the right to withdraw
that consent at any time. Withdrawal will not affect the lawfulness of processing before the withdrawal.
6.13 You may exercise any of your rights in relation to your personal data by written notice to us, by email or verbally in most cases, in addition to the other methods specified in this Section.
Observe fully the conditions concerning the fair collection and use of personal information – specify the purpose for
which information is used;
Collect and process information only to the extent that it is needed to fulfil operational needs or legal requirements;
Endeavour always to ensure the quality of information used;
Not keep information for longer than required, operationally or legal.
Always endeavour to safeguard personal information by physical and technical means (i.e. keeping paper files and other records
or documents containing personal/sensitive data in a secure environment; protecting personal data held on computers and
computer systems by the use of secure passwords, which wherever possible are changed periodically and ensuring that individual passwords are not easily compromised).
Ensure that personal information is not transferred abroad without suitable safeguards;
Ensure that the lawful rights of people about whom the information is held can be fully exercised.
In addition, NSG will also ensure that:
There is someone with specific responsibility for data protection in the organisation (the designated Data Controller) – at present this is currently the Group Managing Director. Should there be any changes NSG shall update this policy.
All those who manage and handle personal information understand that they are contractually responsible for following good
data protection practice
All those who manage and handle personal information are appropriately supervised and trained to do so a clear procedure is in place to deal with any data access requests (internal or external) that to ensure that such enquiries are dealt with promptly and courteously
Methods of handling personal information are regularly assessed and evaluated:
Any data sharing is carried out under a written agreement, setting out the scope and limits of the sharing
Any disclosure of personal data will be in compliance with approved procedures.
NSG also has a legal obligation to provide employee liability information to any organisation that our employees are transferring to, in line with the Transfer of Undertakings Regulations (TUPE).
7.1 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
7.2 Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
7.3 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.
Ask what information we hold about them and why
Ask how to gain access to it
Be informed of how to keep it up to date
Have inaccurate personal data corrected or removed
Prevent us from processing information or request that it is stopped if the processing of such data is likely to cause
substantial, unwarranted damage
or distress to the individual or anyone else
Require us to ensure that no decision which significantly affects an individual is solely based on an automated process for the purposes of evaluating matters relating to him/her, such as to conduct or performance
Be informed of what we are doing to comply with our obligations under the Data Protection Act.
APPLICANT PRIVACY NOTICE
8. As part of any recruitment process NSG collects and processes personal data relating to job applicants. NSG is committed to
being transparent about how it collects and uses that data, and that it meets its data protection obligations.
Checking that any personal data that he/she/they provides to us is accurate and up to date;
Informing us of any changes to information previously provided, eg change of address;
Checking any information that we may send out from time to time, giving details of the information that is being kept and
Ensuring that if, as part of their responsibilities, they collect information about other people or about other employees,
they comply with this policy. This includes ensuring that information is processed in accordance with the Data Protection
Act, is only processed for the purposes for which it is held, is kept secure, and is not kept any longer than is necessary.
9. We may update this policy from time to time by publishing a new version on our website. You should check this page occasionally to ensure you are happy with any changes to this policy. We may notify you of changes to this policy by email.
10.1 You can contact us:
In Writing to: Nü Savings Group (NSG), 76 Hepcott Terrace, South Shields, NE33 4TJ
By Telephone, on 07383 990742
By Whatsapp, on +447383 990742
DATA PROTECTION OFFICER
11.1 Under the Data Protection Act 1998, the Data Controller is NSG International Limited, 76 Hepscott Terrace, South Shields,
NE33 4TJ. Our registration number is - ZA813327. Please note that registration is in place until 21 November 2021. Afterwhich, the Data Controller shall change to Nü Savings Group Limited.
11.2 Our Data Protection officer’s contact details are: Ian Smith, NSG International Limited, firstname.lastname@example.org
11.3 If you have a concern regarding how we handle your personal data then we would request that you inform us about it first so that we can work with you in an effort to resolve it.
11.4 If you are not satisfied with the resolution you can raise a complaint directly with the Information Commissioners Office (ICO). The ICO will take steps to address this concern and will, in turn, offer guidance and support to ourselves to ensure we take corrective steps to resolve the issue.
Nü Savings Group (NSG) is a Private Limited Company Group offering utility services and specialist consultancy for business.
We are registered in England and Wales. Registered office: 76 Hepscott Terrace, South Shields, NE33 4TJ.